It’s a funding strategy based on business credit cards that allows you to access $50K–$250K at 0% interest for an initial period, using a model known as Credit Stacking. Ideal for startups and growing businesses.

It only takes 2 minutes to complete the initial application. Then, our team analyzes your profile and guides you step-by-step to maximize your approval and funding amount.

Ideally, you should have a FICO credit score of 700+, an average credit history of at least 2 years, 3 to 5 open primary accounts, and a personal credit card with a $5,000+ limit for comparable credit. Overall utilization should be below 30%. Your business should be at least 3 months old, with fewer than 3 inquiries per credit bureau. However, we evaluate each case individually and can offer tailored recommendations to strengthen your profile.

We can help you create a plan to improve your profile, add strategic accounts, or even use guarantors or co-applicants if necessary. We also offer free initial consultations.

It can vary based on personal and business credit history, your personal and business income (if any) the industry, length of time in business and a few other factors. The typical range we see for qualified businesses are $50k - $150k. If you have a business with qualifying documents that can help with contributing to a higher funded amount.

Not directly. We use business credit cards that typically do not report to personal credit. Additionally, we guide you to avoid impacting your score and help you maintain optimized credit profiles.

It’s a type of financing that allows you to access funds as needed, up to a predetermined limit. You only pay interest on the amount you use.

A Syndicated Term Loan is an unsecured personal loan of up to $500,000, ideal for investments, high-ticket services, debt consolidation, or starting a business. No registered business entity is required, and there are no hard credit checks.

Our clients typically receive approvals within 7 to 14 days, and full access to capital within up to 45 days, depending on the type of funding.

We don’t charge upfront fees. Our model is transparent, and performance based.